We are aware of scams involving individuals being offered loans for an advanced upfront fee. With the fraudster posing as a representative of a financial services organisation. At Pepper Money we do not charge any fees before the application stage. We would not approach you directly in this way. Your broker will be able to tell you what fees and charges the product you’re applying for has, and when they will be charged. If you think you have been a victim of such a scam, please contact your bank immediately and report it to action fraud.
A fast, simple and secure Homeowner loan from Pepper Money
​​We’re Pepper Money, the leading homeowner loan provider in the UK helping our customers in England, Wales, and Scotland.​
Our mission to help people succeed, and we’re here to support our customers to fund their next big idea or plan. Whether they’re renovating their dream home, restructuring their finances, tying the knot, or giving their children a head start through private education. We’ve helped thousands of customers just like you, having already advanced over £1.8bn of loans since 2014.
Our products are available exclusively through our broker partners. They will recommend the most suitable option for your circumstances.
​We pride ourselves on being a responsible lender, so if one of our advisers believes a homeowner loan is not right for you – they’ll let you know so you can organise your finances in the best way possible. As well as responsible lending, we’re working towards operating an environmentally positive business, one that uses our lending expertise to provide solutions that improve societal and environmental outcomes for our colleagues, customers, and the planet.​
We’re part of the global Pepper Group, with over 1,000 employees worldwide. Across the UK, we have 400 colleagues and counting – with offices in London, Cardiff, and Manchester. ​
See what our customers say about their experience with our team on Trustpilot.​
We set ourselves extremely high standards when it comes to service, and take a lot of pride in the feedback we receive from our customers.Â
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
UK Mortgage Lending Ltd (UKMLL) t/a Pepper Money is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 710410 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. UKMLL is a member of the Finance and Leasing Association and follows its Lending Code as a provider of second charge regulated mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 08698121.
Pepper Money Limited t/a Pepper Money is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 811609 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 11279253. Calls may be monitored or recorded for training, compliance and evidential purposes.