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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Apply for a homeowner loan

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Are you a homeowner with a mortgage? *

Please answer.

Is this a single or joint application? *

Please select joint application if you are married, or if anybody else is party to your first charge mortgage
Please answer.

Are you an existing customer? *

Please answer.
Borrow amount must be between £15,000 and £1,000,000
15
* Required fields
Sorry we are unable to help, we currently only offer products for homeowners.

First Customer Details

Age must be between 21 and 65 years old years old.
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Current address

Please provide the last 3 years of address history
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Second Customer Details

Age must be between 21 and 65 years old years old.
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Current address

Please provide the last 3 years of address history
* Required fields

Property Details

Maximum - 10 bedrooms
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Marketing Permissions

UK Mortgage Lending Ltd t/a Pepper Money and its associated companies including Pepper Money Limited and Pepper Money (PMB) Limited (the “Pepper Money Group”) wish to keep you informed of relevant products, services, offers, promotions, competitions and news.

If you would like to hear from us, please indicate below which methods you consent to receive communications by.

Our Privacy Policy sets out how we collect, store, process, transfer, share and use your personal data and which rights and options you have in this respect.

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You can withdraw your consent to such communications at any time by contacting [email protected]

Disclaimer

We need to complete a credit search as part of our assessment process. At this stage, we will only perform a “soft” search which means that it will not affect your credit rating. If you decide subsequently to proceed with us, we will then perform an "Application" type search which will show on your credit file.

As part of the credit search we complete, we will make enquiries about your records held by credit reference and fraud prevention agencies. If you give us false or inaccurate information and fraud is identified, details will be passed to fraud prevention agencies to prevent fraud and money laundering. We are able to provide you with further details explaining how the information held by fraud prevention agencies may be used. We will also use credit-scoring methods to assess your application and to verify your identity.

The personal information we have collected from you will be shared with fraud prevention agencies who will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance, or employment. Further details of how your information will be used by us, these fraud prevention agencies and credit reference agencies, and your data protection rights, can be found by accessing our Privacy Policy.

To allow us to process your application we need your permission to carry out the credit search, without it we are unable to progress your application any further.

Products we can offer

2 year fixed
£500/month
Interest rate: 5.35%
5 year fixed
£500/month
Interest rate: 5.35%
Variable
£500/month
Interest rate: 5.35%
Loan amount £100,000
Loan term 276 months
Account ID 2000298940

Great news, based on the information you have provided, it looks like we can help. Your next step is to book an appointment with one of our qualified mortgage advisers. We will assess your circumstances, complete an affordability assessment and recommend a product suitable for your borrowing needs. Please note that this full assessment could result in a different product being recommended than the ones we are displaying here. If we cannot find a product suitable for your needs or one that matches our lending criteria, no product recommendation will be made.

Unfortunately, based on the information you’ve entered, your application does not currently meet our lending criteria. If you’d like to discuss your application with us to see if we can help, please book a call with one of our advisers using our online booking system.

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Apologies, our systems are currently down for maintenance. For further assistance, please contact us on 08081969611

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More information

UK Mortgage Lending Ltd (UKMLL) t/a Pepper Money is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 710410 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. UKMLL is a member of the Finance and Leasing Association and follows its Lending Code as a provider of second charge regulated mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 08698121.

Pepper Money Limited t/a Pepper Money is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 811609 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. Registered Office: Harman House, 1 George Street, Uxbridge, London UB8 1QQ. Registered in England and Wales under Company Number 11279253. Calls may be monitored or recorded for training, compliance and evidential purposes.

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