Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

A fast, simple and secure Homeowner loan from Pepper Money



The latest updates, features, and guides from the Pepper Money team. 

Homeowner loans

Unsecured vs Secured loan

Unsecured vs secured loan – which is best for you? Leading specialist lender Pepper Money take a look at the pros and cons of both.

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What is a secured loan
Homeowner loans

What is a secured loan?

A secured loan is used to borrow money against an asset you own, typically your home. Because of this interest rates are often lower than a personal or unsecured loan. But your home may be at risk if you can’t keep up payments.

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The cost of living crisis might mean you’ve been struggling to keep toasty this winter and using costly energy doing so. Fortunately, the Energy Company Obligation (ECO) scheme is there to help. ​ It’s a government scheme designed to increase your household’s energy efficiency. Free insulation, boilers, heating controls and other efficiency upgrades for your home can all help with your energy bills. 💰🔋​ Thanks to upgrades like these you’ll be able to keep warmer, save money and help save the planet by reducing your carbon emissions. ​ Check out whether you can join the scheme here ➡️​ #PepperMoneyUK #financialsupport #peppersupport #Energyefficiency #energycost #energybills #energycrisis #energysavings​

Could you be eligible for government grants to help reduce the strain of rising energy bills? 😰 It’s worth checking if any of these grant schemes apply to your household: ​ - Warm Home Discount ​ - Alternative Fuel Payment ​ - Winter Fuel Payment ​ - Cold Weather Payment ​ - Energy Supplier Grant ​ Millions of homeowners have already taken advantage of these schemes, so don’t miss out if you’re eligible. They can help bridge the gap between your income and the cost of living. 🤑 Why not see if you can too? ➡️ #PepperMoneyUK #financialsupport #peppersupport #energygrants #energybills #energysavings

Managing your finances can be daunting when you’re young. Just think of all the acronyms! 😤 Luckily @globalmoneyweek is here to help. ​ ​ It can give you the resources to help get on top of your finances. 💪 Equipping you with the skills and mindset to make sound financial decisions, now and in the future. 🤑​ ​ The campaign has already reached 53 million children and young people since 2012, helping them get money savvy. Check it out for yourself ➡️ ​ ​ #PepperMoneyUK #financialsupport #peppersupport #globalmoneyweek #financialliteracy #financialeducation #moneytips #financialplanning

Mums have a knack for making you feel special, so make sure you return the favour this Mother’s Day. 💕​ Whatever you do, whether it’s bringing her breakfast in bed, sending her flowers or even doing some odd jobs for her around the house, put some love into it! 💐🍳🪛She deserves it after all! 🥰​ #PepperMoneyUK #financialsupport #peppersupport #mothersday

​Making your house a home is priceless, but it’s also worth trying to save money in the long term. Especially when it comes to reducing your energy bills and your carbon footprint. 💰🤑​ ​ Installing an efficient boiler and heating controls​ Converting to LED lighting ​ Double glazing all your external windows and doors ​ Or why not look to the sky and invest in solar panels to generate renewable energy for your household? ☀️♲🔋​ *Get energy saving inspo from the GOV.UK website here➡️​ #PepperMoneyUK #financialsupport #peppersupport #homeimprovements

Our people are our most important asset, and having diversity of people, thought, and experience is vital to our success - as well as being the right thing to do.​ That’s why we work hard on our Diversity, Equity & Inclusion agenda, embedding it into everything we do, fostering a culture of flat hierarchies, open communication, and progress at Pepper Money.​ Find out more about life at Pepper Money by heading to ​ #PepperMoneyUK #Diversity #Inclusion #DiversityAndInclusion #PepperPatter