
How do mortgage affordability assessments work?
Before searching for a property to buy, you need to ask yourself what mortgage is affordable for you, allowing you to determine which price range
We are aware of scams involving individuals being offered loans for an advanced upfront fee. With the fraudster posing as a representative of a financial services organisation. At Pepper Money we do not charge any fees before the application stage. We would not approach you directly in this way. Your broker will be able to tell you what fees and charges the product you’re applying for has, and when they will be charged. If you think you have been a victim of such a scam, please contact your bank immediately and report it to action fraud.
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The latest updates, features, and guides from the Pepper Money team.
Before searching for a property to buy, you need to ask yourself what mortgage is affordable for you, allowing you to determine which price range
Our own private outdoor spaces can be a wonderful source of peace and tranquillity. Some people prefer lots of flowers, others want greater functionality for
When you move house, there are often a lot of people and businesses you need to update. In some cases, you just need to ensure
The importance of green spaces in general and gardens in particular was highlighted during lockdown. Since then, increasing numbers of homeowners have committed to garden
We’re always looking at ways to better ourselves. For some, that could mean reaching for increasingly ambitious career goals, while for others it could mean
Sometimes, we all need a little help to get to where we want to be. Everyone’s circumstances are different, and we may not have vast
National Inclusion Week is dedicated to celebrating inclusion and taking action to create inclusive workplaces. At Pepper, we're busy hosting a variety of events throughout the week to celebrate inclusion within our company: • Diversity, Equity & Inclusion drop-in • Social mobility panel discussion • Allyship and Inclusion Workshops • Diversity, Equity & Inclusion Book club
Now the school holidays are over, there has never been a better time to get your financial budgets back on track. 📈 4 ways you can prepare your finances ahead of Christmas. 🎄 #budgetingtips #budgeting #financialbudget #budgetinghelp
During uncertain times, it’s crucial to reach out and seek support. If your budgets are getting stretched. or you’re struggling to keep up with payments for a mortgage, utilities or council tax, then the best first step is to talk to the people you’re paying and let them know your situation. Often they’ll be able to work out a plan that’s better suited to you. A problem shared is a problem halved, as they always say! If you are an existing Pepper customer, we are here to help. To find out more information and support, get in touch with us: https://www.pepper.money/existing-customers/money-worries/ #debt #creditors #PepperMoneyUK #financialsupport #peppersupport
Finding things to do on a budget can be tough over the summer months, but why not check out your local museum or art gallery? From the British Lawnmower Museum in Stockport to The Crypt Gallery below St Pancras Parish Church, there’s a wealth of strange, fascinating spaces to explore, wherever you are in the UK. Even better, most of our biggest museums and galleries are free! The perfect budget-conscious day out. For tips on finding galleries and museums near you, check out the Artfund website here: https://www.artfund.org/, and comment below with your favourite low-cost activities! #art #gallery #museum #ArtFund #PepperMoneyUK #financialsupport #peppersupport
When the ice cream van charges you £2.50 for a 99 cone, it’s a sign that your holiday budget might need double-checking. Don’t just think in terms of flights and accommodation: everything from travel insurance to snacks at the airport can create hidden holiday costs which push up your overall bill. For some top tips on budgeting effectively for your next holiday, and protecting your peace of mind in the process, check out this guide from Money Dashboard: https://www.moneydashboard.com/blog/create-a-budget-for-your-summer-holiday #summerholiday #summer #budgeting #PepperMoneyUK #financialsupport #peppersupport
With summertime activities costing more than ever, we wanted to help you find some low-cost ways to enjoy the sunshine! 🥾 Hiking trails: Why not explore the UK’s amazing networks of footpaths and hiking trails? They’re a great way to get out and explore the countryside this summer. 🧭 Geocaching: If you’re itching for some exploration, geocaching uses GPS on your phone to discover hidden geocaches around the world. 🥏 Outdoor games: Bring out your creative side by turning household items into fun games, from a bowling alley with recycled water bottles to a bean bag toss with dried rice. 🧺 Picnic: As soon as the sun’s out, dust off your picnic blanket andprepare your favourite outdoor feast, then head to your nearest green space! 🏕️ Build a den: Create your very own outdoor cosy space. Use old sheets, ropes and anything else you can find to build your den. Add fairy lights for an extra cosy feeling. Whatever you can imagine: comment below your favourite free outdoor activity! #walking #hiking #budgetfriendly #PepperMoneyUK #financialsupport #peppersupport
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
UK Mortgage Lending Ltd (UKMLL) t/a Pepper Money is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 710410 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. UKMLL is a member of the Finance and Leasing Association and follows its Lending Code as a provider of second charge regulated mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 08698121.
Pepper Money Limited t/a Pepper Money is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 811609 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 11279253. Calls may be monitored or recorded for training, compliance and evidential purposes.