Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

A fast, simple and secure Homeowner loan from Pepper Money

Keeping your money safe

How you can report suspected fraud and some tips for keeping your money safe.

If you need any further advice you can call us on 0333 014 3125 (lines are open 9am-6pm, Monday to Friday) or email us at customerservice@pepper.money where one of our friendly team will be able to help.

If you choose to email us, we will respond to your message within 5 working days. This will either be via a telephone call or a letter in the post. If your request is urgent please call us.

To report fraud or suspicion of fraud please call our team as soon as you can on 0333 014 3125  (lines are open 9am-6pm, Monday to Friday) and someone will look into it for you.

We may require specific items as part of your application. But we’ll always notify you of these requirements, so you and your customers know it comes directly from Pepper Money.

  • Never disclose your PIN, passwords, security codes or one time passcodes to anyone, a legitimate bank or lender will never ask for these details
  • Never move your money to a “safe account” its not something banks, lenders or law enforcement will ask you to do
  • Stop and think, does that sound too good to be true, always take some time to think about the risks of fraud
  • If someone calls you and claims to be from the bank, challenge it, just because they tell you they are doesn’t mean they are, caller IDs, emails and texts can easily be faked, if in doubt hang up and call them back using the number on a recent statement

Watch out for phishing scams, our checklist below can help you avoid falling foul…

  • Check before you click: Look out for any emails, phone calls, or SMS messages you think are suspicious, especially when payments are involved
  • Avoid oversharing on social media: You shouldn’t post messages on social media about any purchases you are on the verge of making, as this could alert fraudsters who track social media activity
  • Stay alert: As part of the application, always check if the case handler has sent any payment requests before transferring funds
  • Report it: Report any suspicious communications as phishing and do not participate in activities involving sharing personal details or payments
  • Protect yourself: Make sure you’re using antivirus-protected software, secured browsers, and up-to-date device. Avoid accessing confidential information on public networks or devices
  • Test it: Think about sending a test transfer of £1 to the bank account before transferring the full payment to check if the bank details are correct

If you’d like to find out more about how to keep your money safe, UK Finance’s take 5 campaign has loads of great information, tips and tricks and is an initiative we fully support: Take Five – To Stop Fraud