We are aware of scams involving individuals being offered loans for an advanced upfront fee. With the fraudster posing as a representative of a financial services organisation. At Pepper Money we do not charge any fees before the application stage. We would not approach you directly in this way. Your broker will be able to tell you what fees and charges the product you’re applying for has, and when they will be charged. If you think you have been a victim of such a scam, please contact your bank immediately and report it to action fraud.
A fast, simple and secure Homeowner loan from Pepper Money
If you have a mortgage with Pepper Money, here are the answers to some frequently asked questions about your account with Pepper Money from our customers.
Please email our Customer Services team at  [email protected] to request your balance.
You can request a statement by:
Sending us an email to [email protected], stating your account number
All statements will be sent to the correspondence address included on your account
If you’re ready to pay off your balance in full, or you’re planning to remortgage with another lender, you’ll need a redemption statement. You can request a redemption statement by sending an email to [email protected], stating your account number.
All statements will be sent to the correspondence address included on your account.
At the end of your initial product term your rate will change to the reversion rate that was included in your offer. You’ll also no longer need to pay an Early Redemption Charge if you repay the balance after this time.
We will let you know that you are coming to the end of the initial term by post.
Please give our Customer Services team a call on  0333 014 3125 (lines are open 9am-6pm, Monday to Friday) to update your contact details.
Please give our Customer Services team a call on  0333 014 3125 (lines are open 9am-6pm, Monday to Friday) to update your Direct Debit details.
Please give our Customer Services team a call on  0333 014 3125 (lines are open 9am-6pm, Monday to Friday) to change your payment date.
Yes, that is possible. Please send us an email to  [email protected]. We’ll need to send you a form to complete and return. Once we have registered your nominated person we will write to you to confirm it’s all set up.
If you can’t find what you’re looking for below or would like to talk to us about your mortgage you can call us on 0333 014 3125 (lines are open 9am-6pm, Monday to Friday) or email us at [email protected] where one of our friendly team will be able to help.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
UK Mortgage Lending Ltd (UKMLL) t/a Pepper Money is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 710410 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. UKMLL is a member of the Finance and Leasing Association and follows its Lending Code as a provider of second charge regulated mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 08698121.
Pepper Money Limited t/a Pepper Money is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 811609 as a provider of regulated mortgages. The FCA does not regulate our Buy to Let mortgages. Registered Office: 4 Capital Quarter, Tyndall Street, Cardiff, CF10 4BZ. Registered in England and Wales under Company Number 11279253. Calls may be monitored or recorded for training, compliance and evidential purposes.