Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

A fast, simple and secure Homeowner loan from Pepper Money


Homeowner loans

You can borrow more with a Pepper Money homeowner loan.

​​A homeowner loan is a form of borrowing only available to mortgage holders and is secured against your property without affecting your current mortgage. 

As the loan is secured, you can typically borrow more with a lower rate than a personal loan, depending on the equity you have in your property. This does mean that if you were unable to maintain your loan repayments, you may lose your property.

If you’re looking to raise a large amount of finance, a homeowner loan could be the best option for you.​​


Why choose Pepper Money for a homeowner loan?

It only takes a few minutes to apply online and get a quote. See if a homeowner loan could be right for you.

What can you use a homeowner loan for?

Your Home...
Home improvements including extensions and renovations.​
Your Borrowing...
Consolidate your personal loans, credit cards and overdrafts into one manageable payment.
Special Occasions...
Organise your dream wedding and book that once-in-a-lifetime honeymoon.
Your Family...
Create space in your home for your growing family or give your children a headstart with private education.
Your Business...
Kick-off those bold expansion plans or take the pressure off by clearing your tax bills.
Apply online today and get booked in with a fully qualified mortgage adviser who can talk you through your options and give you their recommendation.