Pepper Money

We are aware of scams involving individuals being offered loans for an advanced upfront fee. With the fraudster posing as a representative of a financial services organisation. At Pepper Money we do not charge any fees before the application stage. We would not approach you directly in this way. Your broker will be able to tell you what fees and charges the product you’re applying for has, and when they will be charged. If you think you have been a victim of such a scam, please contact your bank immediately and report it to action fraud.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

A fast, simple and secure Homeowner loan from Pepper Money


Christmas Competition Terms and Conditions

The Competition will begin at 10:00am on 1st December 2022 and will end at 23.59 on the 19th December 2022 ( the “Competition Period”).

The Competition is open to all UK residents, aged 18 and over. The Competition is not open to employees of Pepper Money Limited, Pepper Money (PMB) Limited or UK Mortgage Lending Ltd collectively known or trading as “Pepper Money”, its agents or anyone professionally connected to the Competition.

One entry allowed per entrant and an entrant can only win once over the course of the giveaway.

By entering this competition, you are giving your consent for Pepper Money to collect and process your data (including where necessary to meet the obligation of this competition) sharing it with third parties. Please note the collection and processing of any personal data is for the purpose of fulfilling the prizes only and limited to:

email address, first name, last name and title in respect of the eBay Fashion and Not on the High Street voucher;

email address, first name, last name, title, date of birth and postal address, for each family member (that maybe eligible) in respect of the family National Trust membership.

. Pepper Money will not retain your personal information for longer than necessary and all data will be deleted within 8 weeks of the competition’s closing date.

Entering this competition will not impact any existing agreements or contact permissions that you may have in place with Pepper Money. For more information on how Pepper Money process your data please view our privacy policy.

All winners will be picked at random by assigning an ascending numerical value to each entry, starting at 1. These values will be entered into Googles free random number generator, which will then auto select one of the numbers. Whichever number is selected by the generator will represent the winning entry.

The winner will be notified via direct message on either Facebook or Instagram and will need to provide an email address within 7 days of notification. If an email address is not provided, another winner will be chosen at random.

The prize will be sent to the winner by email and within 28 days of the winner confirming their email address.

Pepper Money accepts no responsibility for late, incomplete, incorrectly submitted, corrupted or misdirected entries, claims or correspondence whether due to error omission, alteration tampering, deletion, destruction, transmission interruption, communications failure or otherwise.

Pepper Money will not be liable for any loss (including, without limitation, indirect, special or consequential loss or loss of profits), expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this Competition or accepting the prize except for any liability which cannot be excluded by law (including personal injury, death and fraud) in which case that liability is limited to the minimum allowable by law.

The prize is not transferable or exchangeable and cannot be redeemed for cash or any other form of compensation.

Pepper Money accepts no responsibility or liability in any way for the inability to meet delivery timeframes in the event of any national or local delays and or lockdowns, or any circumstances resulting from Covid-19 affecting the Prize delivery supply chain. Should Covid-19 affect the ability to meet these deadlines, Pepper Money will fulfil its obligations as soon as it is reasonably possible.

Pepper Money’s decision is final and binding in all matters and no correspondence will be entered into.

These terms and conditions are governed by English Law and shall be subject to the exclusive jurisdiction of the English Courts.

Use our loan calculator to get an idea of how much you may be able to borrow. Or find a broker who can talk you through your options and give you their recommendation.